Analyst ratings
Across 15 analysts the consensus is a Buy: 8 buy calls against 1 sell, with an average 12-month price target of $40.60.
NASDAQ: UPST · Credit Services
Over the past week, Upstart Holdings (UPST) drew about 43 mentions across Reddit, X and news, and the read is an Adanos Sell. The crowd averages 37% bullish but is deeply split: News runs 50% bullish while X sits at just 24%. Wall Street is more constructive, with 8 of 15 analysts rating UPST a buy.
There is little buzz around UPST this week and little agreement on direction, which is why it reads as a Sell.
Wall Street’s 53% buy share sits next to a crowd that ranges from X at 24% to News at 50%. No other tracker puts the two side by side.
Across 15 analysts the consensus is a Buy: 8 buy calls against 1 sell, with an average 12-month price target of $40.60.
The Adanos signal blends each source’s bullish ratio, source breadth, buzz intensity and 3-day momentum. This week bullish sits just below the neutral line, momentum is improving and the 3 sources only partly agree, so the read is a Sell.
Analysts sit 16 points above the crowd average of 37%, the professionals are more constructive than retail. The split is inside the crowd: News reads 50% bullish while X sits at 24%, a 26-point spread that single-source trackers miss.
Over the 30-day window, Upstart Holdings (UPST) buzz held subdued around 29.1 while the price drifted up 3.1% across the period. The chart tracks how social and news attention moved against end-of-day price. Average daily trading volume across the displayed trading days is 4.4M shares. Updated Aug 15, 2026. Over the last 7 trading days, UPST gained 2.4%. Buzz activity in the recent week averaged 35.1 and was relatively stable, swinging between 28.0 and 45.5. Recent volume is in line with the 30-day average, reflecting steady institutional and retail participation. Daily crowd sentiment leaned bullish on 17 of the 21 days with directional mentions, shown as the green, grey and red breakdown bars below the chart.
Signal metrics use the latest 7 days; contributor and breadth context uses the 30-day chart window.
No Polymarket data for this stock this week.
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View WidgetsThis week’s sentiment from Adanos, with fundamentals and analyst consensus. A quick-reference snapshot for Aug 15, 2026.
| Adanos signal | Sell |
|---|---|
| Analyst consensus | Buy (8 / 6 / 1) |
| Crowd bullish (7d) | 37% |
| Avg price target | $40.60 |
| Most bullish source | News, 50% |
| Most bearish source | X, 24% |
| Sentiment spread | 26 pts |
| Mentions (7d) | 43 |
| Market cap | $2.96B |
| P/E · Forward P/E | 59.7 · 46.5 |
| EPS · Beta | $0.51 · 2.2 |
| Revenue (TTM) | $1.29B · 5% margin |
| Industry | Credit Services |
Based on aggregated sentiment from Reddit, X and News sources, Upstart Holdings (UPST) currently carries an Adanos sell signal with 93/100 conviction. The current cross-source average reads 37% bullish across 3 active sources. Those sources contribute 43 tracked mentions over the last 7 days. This is a sentiment-based reading, not financial advice.
Reddit discussion around Upstart Holdings (UPST) is fairly quiet with 8 mentions over the last 7 days; the 30-day context spans 11 tracked subreddits. The 7-day tone is 38% bullish; 3-day activity momentum is rising, suggesting building attention.
The crowd reads bearish on Upstart Holdings (UPST), averaging 37% bullish across 3 tracked sources over the last 7 days. The two ends of the range are News at 50% bullish and X at 24%, a 26-point spread. On the professional side, 8 of 15 analysts rate UPST a buy.
Of the 15 analysts covering Upstart Holdings (UPST), 8 rate it a buy, 6 a hold and 1 a sell, for a buy consensus. The average price target is $40.60. That puts the street ahead of the crowd, which averages 37% bullish.
Upstart Holdings (UPST)'s cross-source average is bearish at 37% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. Reddit reads 38% bullish, News reads 50% bullish and x coverage is the most negative at 24% bullish. The combined signal points to broad sell-side pressure with 93/100 conviction.
The cross-source average is bearish for Upstart Holdings (UPST) at 37% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. The most bearish reading is x at 24% bullish. 3-day activity momentum is falling on X, while reddit and news activity is rising. The sell signal carries 93/100 conviction.
X is the dominant discussion channel with 29 mentions (67% of total volume). Reddit contributes 8 mentions and News contributes 6 mentions. The cross-source average is bearish at 37% bullish, while reddit and news show rising 3-day activity. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish.
The Adanos signal blends bullish ratio, buzz score, source breadth and 3-day activity momentum into a single buy/sell reading. UPST's sell signal at 93/100 conviction reflects a bearish cross-source average at 37% bullish. Source readings are split: 2 sources lean bearish and 1 source sits at 50% bullish. It is a research shortcut, not financial advice.
The UPST sentiment page is regenerated from the latest 7-day tracking window at each build. Data reflects the most recent Reddit posts, tweets and news articles available in the current publishing cycle.
Peers are ranked first by matching the Sell signal, then by the closest bullish ratio. Discussion activity breaks any remaining ties.
Every data point on this page comes from the Adanos sentiment APIs. Get a free API key and start querying Reddit, X, News and Polymarket sentiment programmatically.
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