NASDAQ: SOFI · Credit Services

SoFi Technologies (SOFI) stock sentiment

Over the past week, SoFi Technologies (SOFI) logged about 1,926 mentions across Reddit, X and news plus 14 Polymarket trades, and the read is an Adanos Hold. The crowd averages 45% bullish but is at odds: Polymarket runs 57% bullish while Reddit sits at just 31%. Wall Street is more cautious, with 8 of 24 analysts rating SOFI a buy.

“SOFI is trending because earnings this week, including SOFI, are sparking optimism around upcoming financials offset by concern about potential market reaction.”Adanos /explain

Wall Street vs the crowd on SOFI

Wall Street’s 33% buy share sits next to a crowd that ranges from Reddit at 31% to Polymarket at 57%. No other tracker puts the two side by side.

Analyst ratings

Hold
Buy 8
Hold 12
Sell 4
Avg target $20.63

24 analysts have weighed in: a Hold consensus: 8 buy calls against 4 sell, with an average 12-month price target of $20.63.

24 analysts33% buy share

Crowd sentiment

Hold
Crowd bullish 45%
Spread 26 pts
Most bullish Polymarket 57%
Most bearish Reddit 31%

The Adanos signal blends each source’s bullish ratio, source breadth, buzz intensity and 3-day momentum. This week bullish sits just below the neutral line, momentum is improving and the 4 sources only partly agree, so the read is Hold rather than a clear buy or sell.

4 sourcesWide divergence

Who is bullish on SOFI

26pt spread
Wall St
33%
Polymarket
57%
X
50%
News
43%
Reddit
31%
Wall Street (analyst buy share)Crowd average 45%

The crowd runs 12 points hotter than the 33% analyst buy share, retail is ahead of the Street here. The split is inside the crowd: Polymarket reads 57% bullish while Reddit sits at 31%, a 26-point spread that single-source trackers miss.

Why SOFI reads Hold

Hold -0.9
Bullish Average
Average sentiment is 45.3% bullish, below the 50% neutral line.
-6.2
Trend
More sources are improving than weakening: 3 up, 1 down, 0 flat.
+3.5
Buzz
Discussion intensity is 49.3, close to the usual midpoint.
-2.0
Source Breadth
This signal is based on 4 tracked sources.
+3.0
Consensus
1 bullish source and 2 bearish sources keep the score from getting a consensus bonus.
0.0
Wide divergence dampener applied: heavy disagreement between sources trimmed the pre-score from -1.7 to -0.9.

SoFi Technologies (SOFI) buzz score vs. EOD price

Over the 30-day window, SoFi Technologies (SOFI) buzz held moderate around 42.9 while the price drifted down 9.5% across the period. The chart tracks how social and news attention moved against end-of-day price. Average daily trading volume across the displayed trading days is 82.6M shares. Updated Jul 27, 2026. Over the last 7 trading days, SOFI lost 5.0%. Buzz activity in the recent week averaged 45.8 and was relatively stable, swinging between 39.2 and 55.0. Recent volume is in line with the 30-day average, reflecting steady institutional and retail participation. Daily crowd sentiment leaned bullish on 19 of the 19 days with directional mentions, shown as the green, grey and red breakdown bars below the chart.

How each source saw SOFI this week

Buzz, bullish share, the loudest item and the positive / neutral / negative split for every tracked source over the last 7 days.

Reddit signal

Open source page
Buzz 51.0
Bullish 31%
Mentions 62
Trend Rising
20 subredditsSentiment +0.1
Bullish 32%Neutral 52%Bearish 16%
r/wallstreetbets Neutral
Loudest Reddit venue with 218 mentions this week.

X signal

Open source page
Buzz 83.8
Bullish 50%
Mentions 1,850
Trend Rising
1,850 tweetsSentiment +0.2
Bullish 55%Neutral 32%Bearish 13%
@0x_ultra Bullish 0.42
“BA, BABA, BE, CBRS (Cerebras), CCL, CELH, CLSK, COIN, COST, CRCL (Circle), CRWD, CRWV (CoreWeave), DDOG, DELL, ELF, F, FLNC, FUTU, GLW, GME…”
♥ 396↻ 29👁 78K views

News signal

Open source page
Buzz 34.9
Bullish 43%
Mentions 14
Trend Rising
10 publishersSentiment +0.3
Bullish 65%Neutral 25%Bearish 10%
Seeking Alpha Bullish 0.39
“Earnings week ahead: AAPL. MSFT, AMZN, META, XOM, PYPL, CVX, F, KO, ABBV, V, QCOM, BA, MO, SOFI, and more” Led by The Motley Fool and TipRanks.

Polymarket signal

Open source page
Buzz 27.5
Bullish 57%
Trades 14
Trend Falling
21 tradersSentiment +0.5
Bullish 92%Neutral 0%Bearish 8%
Prediction markets Bullish
Real money on Polymarket reads 57% bullish this week.
21 traders · $10,731 liquidity

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SoFi Technologies (SOFI) at a glance

This week’s sentiment from Adanos, with fundamentals and analyst consensus. A quick-reference snapshot for Jul 27, 2026.

Adanos signal
Hold
Analyst consensus
Hold (8 / 12 / 4)
Crowd bullish (7d)
45%
Avg price target
$20.63
Most bullish source
Polymarket, 57%
Most bearish source
Reddit, 31%
Sentiment spread
26 pts
Mentions (7d)
1,926 + 14 trades
Market cap
$21.11B
P/E · Forward P/E
36.6 · 27.4
EPS · Beta
$0.45 · 2.1
Revenue (TTM)
$3.91B · 15% margin
Industry
Credit Services

SoFi Technologies (SOFI) stock sentiment FAQ

Is SoFi Technologies (SOFI) a buy or sell right now?

Based on aggregated sentiment from Reddit, X, News and Polymarket sources, SoFi Technologies (SOFI) currently carries an Adanos hold signal with 61/100 conviction. The current cross-source average reads 45% bullish across 4 active sources. Those sources contribute 1,940 tracked mentions over the last 7 days. This is a sentiment-based reading, not financial advice.

What does Reddit say about SOFI stock?

Reddit discussion around SoFi Technologies (SOFI) is fairly quiet with 62 mentions across 20 tracked subreddits. The tone is 31% bullish with rising 3-day activity momentum, suggesting building attention.

Is SoFi Technologies (SOFI) bullish or bearish right now?

The crowd reads split on SoFi Technologies (SOFI), averaging 45% bullish across 4 tracked sources over the last 7 days. The two ends of the range are Polymarket at 57% bullish and Reddit at 31%, a 26-point spread. On the professional side, 8 of 24 analysts rate SOFI a buy.

What do analysts say about SoFi Technologies (SOFI)?

Of the 24 analysts covering SoFi Technologies (SOFI), 8 rate it a buy, 12 a hold and 4 a sell, for a hold consensus. The average price target is $20.63. The crowd is the more bullish of the two, averaging 45%.

What is the sentiment on SOFI stock?

SoFi Technologies (SOFI) sentiment is mixed across all 4 tracked sources. X reads 50% bullish, News reads 43% bullish, Polymarket reads 57% bullish and reddit coverage is the most negative at 31% bullish. The combined signal points to broad mixed pressure with 61/100 conviction.

Why does SOFI carry a hold signal right now?

Social sentiment data shows consistently mixed discussion around SoFi Technologies (SOFI). All 4 tracked sources lean in different directions, with reddit being the most bearish at 31% bullish. 3-day activity momentum is falling on Polymarket, while reddit and x and news activity is rising. The hold signal carries 61/100 conviction.

What is driving SoFi Technologies (SOFI) sentiment right now?

X is the dominant discussion channel with 1,850 mentions (95% of total volume). Reddit contributes 62 mentions and News contributes 14 mentions and Polymarket contributes 14 mentions. Sentiment is mixed across all sources, while reddit and x and news show rising 3-day activity.

What does the Adanos hold signal mean for SoFi Technologies (SOFI)?

The Adanos signal blends bullish ratio, buzz score, source breadth and 3-day activity momentum into a single buy/sell reading. SOFI's hold signal at 61/100 conviction reflects consistently mixed sentiment across 4 tracked sources. It is a research shortcut, not financial advice.

How fresh is this SOFI sentiment data?

The SOFI sentiment page is regenerated from the latest 7-day tracking window at each build. Data reflects the most recent Reddit posts, tweets and news articles available in the current publishing cycle.

These stocks share a comparable sentiment profile to SoFi Technologies with similar bullish ratios, signal direction and discussion volume. All 6 peers carry hold signals, pointing to broad mixed pressure rather than an SOFI-specific issue.

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